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The Minnesota No-Fault Act is one of the most confusing and least understood aspects of a Minnesota car accident.  The Minnesota No-Fault Act was created in 1975 and is designed to provide immediate coverage to individuals injured in Minnesota car accidents.  The No-Fault Act provides coverage for medical expenses, wage loss, funeral expenses, and replacement services.  The reason it is called the "No-Fault Act" is because the coverage is available regardless of fault.