The Minnesota No-Fault Act is one of the most confusing and least
understood aspects of a Minnesota car accident. The Minnesota No-Fault
Act was created in 1975 and is designed to provide immediate coverage to
individuals injured in Minnesota car accidents. The No-Fault Act
provides coverage for medical expenses, wage loss, funeral expenses, and
replacement services. The reason it is called the "No-Fault Act" is because the coverage is available regardless of fault.