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Our Minnesota accident attorneys will help you and your family determine what insuance company will pay Minnesota No-Fault benefits because the answer depends on a number of factors.  People inside the same car involved in the same accident might each have a different insurance company pay his or her No-Fault Benefits.

  • If someone is a named insured on a policy of insurance providing No-Fault benefits, then that insurance company pays the No-Fault benefits.
  • If someone is not a named insured, but lives with a relative who is a named insured on a policy of insurance providing No-Fault benefits, then that insurance company pays the No-Fault benefits.
  • If someone is not a named insured, and does not live with a relative who is a named insured, then the vehicle the person was riding in at the time of the accident pays the No-Fault benefits.

The above scenarios cover the majority of No-Fault claims.  However, there are additional rules for pedestrians, cyclists, motorcycles, minors, buses, business vehicles, stolen vehicles, police cars, and out of state vehicles.