Under Minnesota Workers' Compensation law, all employers are required to carry workers' compensation insurance. This insurance protects employers and employees in case of injury by allowing the employer to stay in business and giving the employee the support she needs to pay bills and get medical care for the injury. Unfortunately, some employers flout this law and don't obtain the necessary insurance. While this is detrimental both to the employer and the employee, it does not mean that the employee cannot make a claim. Read More . . .